Login Security Information
  Forgot Password?
  First Time Users Enroll Here
Auto Buying
Auto Leasing
Boat Loans
RV Loans
Signature Loans
Home Improvement Loans
Share Secured Loans
Certificate Secured Loans
Optional Loan Insurance
GAP Coverage
GAP Waiver Form
NADA Guides

Loan Rates
Financial Calculators
Apply For A Loan Online
Printable Loan Application
Home Mortgages
Visa Credit Cards
Phone: (440) 347-3891 or (440) 347-5009    •    Fax: (440) 347-3897
     

Loan Products

Auto Buying
You'll be driving away in the auto of your choice before you know it through L.E.O. We're supplying you helpful information and tools to get you on your way!

0% Financing, Things You Should Know:

  1. Read  the fine print.  0% financing often restricts terms to 12 or 36 months.  10% 
    down may be required. Trade-ins are restricted.   Rebates are waived.
  2. Members will almost always save money by choosing a rebate over 0% financing.
  3. Before going to the dealership, come to the credit union and see how much you will
    save through a pre-approval loan.
  4. Refinancing:  If you got stuck with a bad deal, come to the credit union and let us
    show you how we can help you.

Optional Credit Insurance
Credit life or credit accident and health insurance is protection for both the buyer and seller. Print Optional Credit Insurance Form Here.

GAP Coverage
With GAP Coverage any deficiency in your loan balance (up to $50,000) as well as your insurance deductible (up to $1,000) will be paid in full in the instance of a total loss or an unrecovered theft. Print GAP Waiver Election Form Here.

TOP

Auto Leasing
New Vehicles
L.E.O. Credit Union provides auto leasing programs to its members.  Whether you are looking for a new, used, or off lease vehicle, we have something for you.  Click on one of the links below to find out more.

Hundreds of vehicles to choose from every week. Have your vehicle factory ordered to your specifications or take immediate delivery from the dealer inventory.

  • The rates and terms through your Credit Union can't be beat!
  • No Advance First Monthly Payment
  • No Security Deposit
  • No Bank Fee
  • No Acquisition Fee
  • No Turn-In Fee
  • No First Year Plate Fee

How Credit Union Leasing Works:

  1. Decide on the make and model; and contact L.E.O. Credit Union to obtain your loan approval. There is a $25.00 application fee for all loans and leases. GAPWise Insurance is available and must be paid up front with a one time charge of $240.00.
  2. Call Members Auto Lease for pricing and payments. Trade-ins accepted.
          Matt Papesh
          Members Auto Lease
          (216) 831-3600
  3. After Credit Union approval take delivery of your new vehicle.

Off Lease Used Vehicles
Well Maintained Warranties Available - Low Prices

Buy an off lease vehicle

  • Credit Union lease return and trades.
  • Bank and finance company off lease vehicles acquired at local auctions
  • Hundreds to choose from very week!

The rates and terms through your Credit Union can't be beat!

  • Have price range.
  • Have model or style: UV, Truck, Minivan, Sedan or Coupe.
  • We quote price and payment (216) 831-3600
  • Trade ins accepted
  • After credit union approval, take possession of your used vehicle.

TOP

Boat Loans
You'll be sailing away in the boat of your choice before you know it through L.E.O. We're supplying you helpful information and tools to get you on your way!

Optional Credit Insurance
Credit life or credit accident and health insurance is protection for both the buyer and seller. Print Optional Credit Insurance Form Here.

GAP Coverage
With GAP Coverage any deficiency in your loan balance (up to $50,000) as well as your insurance deductible (up to $1,000) will be paid in full in the instance of a total loss or an unrecovered theft. Print GAP Waiver Election Form Here.

TOP

RV Loans
You'll be trailing from coast to coast in the RV of your choice before you know it through L.E.O. We're supplying you helpful information and tools to get you on your way!

Optional Credit Insurance
Credit life or credit accident and health insurance is protection for both the buyer and seller. Print Optional Credit Insurance Form Here.

GAP Coverage
With GAP Coverage any deficiency in your loan balance (up to $50,000) as well as your insurance deductible (up to $1,000) will be paid in full in the instance of a total loss or an unrecovered theft. Print GAP Waiver Election Form Here.

TOP

Signature Loans
It is an unsecured loan that can be for up to $6,000, based on years of continuous employment (not necessarily with Lubrizol).

Optional Credit Insurance
Credit life or credit accident and health insurance is protection for both the buyer and seller. Print Optional Credit Insurance Form Here.

TOP

Home Improvement Loans
L.E.O. offers Home Improvement Loans. The maximum loan amount is $7500.00 and the maximum term is 60 months.

TOP

Share Secured Loans
An amount of money equal to the amount of the loan is kept on deposit, in a share account for the duration of the loan.

The money continues to collect interest while in the share account -- this somewhat offsets the amount of interest you are paying on the loan, making the actual amount of interest paid on the loan usually less than 4%.

TOP

Certificate Secured Loans
An amount of funds equal to the amount of the loan is kept on deposit in the form of a share certificate for the duration of the loan under the constraint of a term.

The money continues to collect interest while in the share certificate -- this somewhat offsets the amount of interest you are paying on the loan, making the actual amount of interest paid on the loan usually less than 4%. The certificate cannot be redeemed until the loan is paid off in full.

TOP

  This credit union is federally insured by the National Credit Union Administration.
Privacy Policy   Website Terms   Patriot Act