You'll be driving away in the auto of your choice before you know it through L.E.O. We're supplying you helpful information and tools to get you on your way!

OBTAIN LOAN PACKET INFORMATION FROM WICKLIFFE OR PAINESVILLE OFFICE
	Obtain loan packet information from your L.E.O. Office. This loan packet contains your actual loan application, and insurance options - some of these forms can be viewed/printed from this site.
DETERMINE AMOUNT YOU NEED TO BORROW:
	Use our General Purpose Loan Calculator
	Refer to our Current Auto Rates
COMPLETE LOAN AND APPLICABLE INSURANCE OPTION FORMS
	Refer back to General Loan Application Instructions or View/Type in, and Print our Loan Application
		OPTIONAL CREDIT INSURANCE - Credit life or credit accident and health insurance is protection for both the buyer and seller -- VIEW/Type in on-line and PRINT an OPTIONAL CREDIT INSURANCE option Form
		With GAP coverage any deficiency in your loan balance (up to $50,000) as well as your insurance deductible (up to $1,000) will be paid in full in the instance of a total loss or an unrecovered theft. VIEW/Type in on-line and PRINT a Loan Balance Deficiency (GAP) Waiver Election Form
RETURN YOUR COMPLETED LOAN PAPERWORK
	Return your completed loan application and insurance options, attaching any other necessary paperwork (pay stubs, etc.), per our loan application instructions and make sure all paperwork is signed properly. Your loan packet information can be returned to the Wickliffe or Painesville L.E.O. office, either in person, by fax, or through inter-office mail
YOUR LOAN APPROVAL
	You will be advised (usually with 24 hours) if your loan is approved or referred to the credit committee, which meets every Tuesday afternoon.
INFORMATIVE WEBSITES: (Click on Images below to access websites)

The credit committee, also appointed by the Board, is responsible for ensuring that loan requests and loan processing are effectively and fairly handled based upon policies and procedures established by the Board.